Top 6 Reasons Why You Need Travel Insurance for China

Top 6 Reasons Why You Need Travel Insurance for China

China is a vast country offering a wide range of experiences to travellers. Right from mouth-watering street food to places of historical interest and a range of activities, all kinds of tourists can find something to do in this magical land.

Whenever you plan a trip to a foreign land, buying a travel policy is a must since it offers protection from medical and non-medical emergencies in a foreign land. If you are planning a trip to the land of mystique – China, then here are six reasons why you should look for a travel insurance China policy.

6 Reasons You Need to Travel Insurance for China

Here are six reasons why you need travel insurance for China:

  • Road Accidents

In China, pedestrians do not have the right of way. Vehicle drivers tend to disobey traffic laws. Chinese roads are known to be accident-prone, with drivers turning corners without looking and speeding. This makes crossing the street a risky affair with an increased chance of getting into an accident.

  • Subway Thefts

In China, thefts on the subway are common. During rush hour, subways can be crowded, making it easier for thieves to steal wallets or bags without being caught. If you are carrying some important documents or valuables, then such thefts can cause a lot of damage.

If you are on a business trip, then this could mean the loss of sensitive papers and files too. As a business traveller, make sure that you have a corporate travel policy to safeguard your valuables and documents.

  • Drinking Water

While drinking water in China might look clear and drinkable, water quality in the country is not regulated. Hence, it is possible that it contains harmful bacteria and other materials. Even a small sip can make you sick in no time. While you might consume bottled water, a small error can result in illness and possible hospitalisation.

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  • Food Poisoning

Most travellers to China try to gorge on the endless supply of mouth-watering street food. However, the issue with street food is that you cannot know if it is undercooked or how long ago it was prepared. Bad food can give you food poisoning or an upset stomach.

  • Air Pollution

In cities like Beijing, air quality is very poor to the extent of being dangerous to your health. In fact, many travellers to such cities start feeling the effects of the pollution within a few days. Even if you are a healthy individual, overexposure to air pollution could land you in a hospital. Without travel insurance in India, this could dent your finances.

  • Chinese Airports are Super-Busy

Chinese airports are known for flight delays, cancelled flights, and baggage delays. Hence, if you are planning a trip to China, then you must expect delays, cancellations, and even baggage losses. However, when you opt for travel insurance online, most insurers offer protection for delayed or lost baggage and help ensure that your trip is not impacted.

Essential Information About China

Here is some important information about China that you must keep handy while planning your trip:

  • China has many international airports that are well-connected with most major cities in India
  • Indians need a Visa before visiting China. There is no Visa on Arrival for Indians in China
  • China has a clean, affordable, and efficient local transport system. Bigger cities also have metro and light rail
  • The Indian Embassy in China is in Beijing. You can reach it at +86-10-85312500; +86-10-85312501/02/03.
  • There are two currencies in China – the Yuan and the Renminbi. The local medium of exchange is the Renminbi.

Summing Up

China is a vast country with changing landscapes, cultures, climates, and traditions. It attracts thousands of travellers looking to enjoy the mysticism and adventure offered by the land. It is also a hub for a lot of businesses and attracts many business travellers to its shores.

The points mentioned above highlight the reasons why you must consider purchasing travel medical insurance in China while travelling to China. For a worry-free trip where all medical and non-medical emergencies are taken care of by the insurer, make sure that you purchase a comprehensive travel insurance China policy. Good Luck!

 

 

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